Terms & Conditions

1. Account & Eligibility

• You must be at least 13 years old or meet the minimum legal age in your country.
• You must use a phone number you own or are authorized to use.
• You are responsible for protecting your account, passwords, PINs and verification codes.
• False identities, impersonation and unauthorized account access are prohibited.

2. Privacy & End-to-End Encryption

Privacy is a fundamental principle of SecXChat. We are committed to protecting private communications through end-to-end encryption.

• Private conversations are protected by End-to-End Encryption (E2EE).
• Only intended communicating users can read encrypted message contents.
• SecXChat cannot ordinarily read or decrypt E2EE-protected conversations.
• Private messages are not stored in a readable server-side chat database.
• We do not sell private conversations, personal messages or contact lists.
• Unauthorized employee access, spying and personal monitoring of private communications are prohibited.

Certain account details, technical information, security records and transaction information may still be processed or retained to operate and protect the platform.

Important: Encryption cannot prevent recipients from taking screenshots, copying messages, recording content or sharing information voluntarily. Compromised devices may also expose information.

3. User Responsibilities & Acceptable Use

You agree not to use SecXChat for:

• Fraud, scams, phishing or impersonation.
• Harassment, threats, bullying or abusive behavior.
• Spam, unwanted promotions or automated messaging abuse.
• Illegal content, exploitation or terrorism.
• Copyright infringement or privacy violations.
• Hacking, reverse engineering or disrupting our infrastructure.

You are responsible for the content you send, upload, publish or distribute through your account.

4. Messages, Media & Calls

Users retain ownership of the content they create and share. SecXChat provides private messaging, media sharing and communication functionality.

• Recipients may save, copy, record or screenshot received content.
• Deleting a message does not guarantee removal of copies already saved by recipients.
• Communication availability depends on network connectivity and supported devices.
• SecXChat is not an emergency calling service.

5. AI & Third-Party Services

SecXChat AI provides automatically generated responses that may be inaccurate or incomplete. AI responses are not a substitute for professional medical, legal or financial advice.

Information submitted to AI features may be processed by relevant AI providers to generate responses. Ordinary conversation encryption does not automatically extend to information submitted to AI services.

Certain features may rely on third-party infrastructure, payment processors and communication providers.

6. Wallet & Payments

• Wallet balances are intended for supported in-app transactions.
• Deposits and withdrawals depend on available payment methods and applicable requirements.
• Transactions may be reviewed for fraud prevention and verification.
• Erroneous or fraudulent balances may be corrected.
• Wallet balances are not bank deposits and do not earn interest.

Payment issues should be reported through official support within 30 days where reasonably possible.

7. SecX Verified Subscription

SecX Verified is an optional paid subscription. Available prices, benefits and billing periods are displayed before purchase.

• Subscriptions may be monthly or yearly.
• Auto-renewal can be disabled through available settings.
• Insufficient wallet balance may prevent renewal.
• Refunds are subject to applicable law and our refund policy.

A verified badge represents an active subscription and does not necessarily establish identity verification or endorsement.

8. Account Restrictions & Termination

SecXChat may warn, restrict, suspend or terminate accounts involved in serious violations, fraud, abuse or unlawful activity.

Users may appeal restrictions through the available appeal process or official support channels.

You may request account deletion through Settings › Account, subject to applicable technical and legal limitations.

9. Data Protection & Security

We apply reasonable technical and organizational safeguards to protect account information and platform infrastructure.

Certain non-message information, including account details, technical logs, security records and transaction information, may be retained where necessary to operate the service, prevent abuse or comply with legal obligations.

No digital service can guarantee absolute protection against every possible security threat.

10. Intellectual Property

SecXChat branding, logos, software, interface designs and original platform materials are protected by applicable intellectual property laws.

Users retain ownership of their original content. Unauthorized commercial use of SecXChat intellectual property is prohibited.

11. Service Availability

We work to maintain reliable, fast and secure services. However, uninterrupted availability cannot be guaranteed.

Features and functionality may be modified, introduced, temporarily suspended or discontinued as the platform evolves.

12. Limitation of Liability

To the maximum extent permitted by applicable law, SecXChat is not responsible for indirect losses, third-party conduct, network failures or unauthorized copies of content made by recipients.

Nothing in these Terms excludes consumer rights or liabilities that cannot legally be excluded.

13. Updates to These Terms

We may update these Terms to reflect changes in our services, technology, security practices or legal requirements. Updated versions will be published on our official website with a revised effective date.

Continued use of SecXChat after changes take effect constitutes acceptance where legally permitted.

14. Contact & Support

For privacy concerns, security reports, account issues or legal inquiries:

SecXChat Official Support

• Website: secxchat.com
• Email: [email protected]